Auto Insurance in Greenville, SC
Auto insurance is essential for drivers in Greenville, SC. It can offer financial protection against various risks, such as accidents, theft and unexpected events. At Universal Solutions Ins Agency, our experienced agents are here to guide you through the process of obtaining auto insurance.
What Does Auto Insurance Cover?
Auto insurance, also known as car insurance, can be customized based on your needs and budget, but it often includes these options:
- Liability coverage—This is mandatory in South Carolina and may cover bodily injury and property damage you may cause to others in an accident.
- Collision coverage—This can cover damage to your vehicle resulting from a collision with another car or object, regardless of who is at fault.
- Comprehensive coverage—This may cover damage to your vehicle from noncollision events such as theft, vandalism, fire or natural disasters.
- Uninsured motorist coverage—This is also required in South Carolina and can protect you if you’re involved in an accident with an at-fault driver without insurance.
- Underinsured motorist coverage—This type of coverage can help if another party is at fault for an accident, but their insurance lacks sufficient limits to pay for your losses.
- Medical payments coverage (MedPay)—This may cover medical expenses for you and your passengers after an accident, regardless of fault.
- Personal injury protection—This functions similarly to MedPay but can also cover lost wages and other related expenses.
- Nonowners coverage—This can provide liability coverage when driving a borrowed or rented vehicle. It is for individuals who drive but do not own a car.
What Type of Car Insurance Should I Get?
The type of car insurance you need may depend on several factors, including your vehicle’s value, financial situation and risk tolerance. At a minimum, liability coverage and uninsured motorist coverage are required to meet South Carolina laws. However, comprehensive and collision coverage are recommended for newer or more valuable vehicles. Ask your agent about additional coverage you might need.
Why Choose Universal Solutions Ins Agency?
Universal Solutions Ins Agency is a trusted provider of auto insurance in Greenville, SC. We can offer personalized service and competitive rates, ensuring you get the coverage you need without overspending. Contact Universal Solutions Ins Agency today or request a free quote.