Workers’ Compensation Insurance in Greenville, SC

Workers’ compensation in South Carolina operates under a system designed to address workplace injuries and occupational illnesses. Governed by the South Carolina Workers’ Compensation Commission, the system provides a process for employees who experience job-related injuries to receive benefits related to medical care and lost wages. 

Filing and Benefits

When an injury occurs, the process begins with notifying the employer and filing a claim with the Workers’ Compensation Commission. Timing is critical, as claims must be filed within two years of the injury date. Once a claim is accepted, benefits may include compensation for lost wages, medical expenses and, in some cases, vocational rehabilitation if the injury affects the worker’s ability to return to their previous job.

The nature and extent of the injury play a significant role in determining the benefits awarded. Factors such as the specific body part affected, the severity of the injury and the required medical treatment all influence the outcome. For example, a permanent partial disability may result in a different compensation structure than a temporary total disability.

Employers in South Carolina are generally required to carry workers’ compensation coverage if they have four or more employees. This includes full-time and part-time workers and, in some cases, seasonal employees. Specific industries, like agriculture and railroads, may be subject to different rules or exemptions.

Learn More

Contact Universal Solutions Ins Agency to explore your workers’ compensation insurance options and get a quote.