Recreational Vehicle Insurance in Greenville, SC
Recreational vehicle (RV) insurance can help safeguard you from financial loss related to your RV. It may cover repair bills, legal fees, medical expenses and other costs following theft, accidents and damage due to severe weather.
Is RV Insurance Required in South Carolina? 
South Carolina drivers are required to have proof of financial responsibility, typically fulfilled by carrying a minimum amount of liability insurance. If you drive a motorized RV, such as a Class A, B or C motorhome, you must carry at least the state minimum. However, insurance isn’t required if your RV is non-motorized, such as a travel trailer or fifth wheel. These are often covered under the liability policy of the vehicle towing them. That said, this coverage only applies to damage you cause to others, not your RV or belongings.
What Types of Coverage Should I Get?
Many RV owners choose to add extra coverage for broader financial protection. Your agent may recommend the following:
- Liability coverage may cover property damage or bodily injuries you cause to third parties.
- Collision coverage may cover repairs to your RV after an accident, regardless of fault.
- Comprehensive coverage may help with non-collision events like fire, theft or severe weather damage.
- Uninsured/underinsured motorist coverage may cover repairs, medical bills and other costs if you’re involved in an accident with an at-fault driver who lacks liability coverage.
- Medical payments coverage may pay for medical treatments after an accident, up to a certain amount.
- Personal belongings coverage may cover items inside your RV, including clothes, electronics or camping gear.
- Vacation liability coverage may provide liability coverage while your RV is parked at a campsite.
- Roadside assistance coverage may help with towing, flat tires or battery jumps.
Start Your Coverage Today
At Universal Solutions Ins Agency, your financial security is our priority. Contact us today to learn more about RV insurance and how we can help you secure the appropriate policy.